Information about buying a home in San Diego County, Southern California.

• Credit Report
• Pre-Approval
• Home Search

Credit Report
Get a Credit Report, before you start looking for a home. When you get your credit report, check for errors, outdated items or other items that have been paid but do not show on your report. By doing this first, you are ensuring a smooth buying process.

Pre-Approval
After reviewing your credit report, the next is to be pre-approved. Pre-approval means a lender has a loan approved for you and all you have to do is find a home within your pre-approved amount and that the home passes the lenders appraisal. Another option is to pre-qualify, which is when your agent or broker looks at your income, assets, and debt and calculates what you may be able to afford. It is better to be pre-approved because a seller will know that you have the loan to buy. If you are unsure which to do, ask your agent.

Home Search
You can search by many different factors ranging from price, location, size, view, etc. Your real estate agent is an excellent resource for finding the right home. A good real estate agent should be familiar with neighborhoods, schools, and all criteria for the type of home you are searching for. The way real estate agents make the search faster is by taking the information you give them such as the size of home, pre-approval amount, and area, selecting only the homes that fit your criteria. Hope these tips are helpful with your search and good luck.

If you've been frustrated by not being able to get simple information about homes you're interested in without obligation or having to contact or deal with a high-pressure real estate salesperson, then we can help you absolutely free!

With our free HomeFinder Service, you have access to inside information available only to real estate and home loan companies - without having to talk to them. That's right. From the privacy of your own home, on a daily basis.

You can receive information about every single home available in San Diego County - or any other area - even before other real estate agents know about them.

Our HomeFinder system is programmed to search and find the best homes and loan programs for you - automatically - so that you can save thousands of dollars by locating the best buys before other buyers even know about them! Best of all, our HomeFinder Service is ABSOLUTELY FREE to you, because when you find your dream home, all of our fees are paid by the seller - not you!

Here's how our FREE HomeFinder Service works: Each night, our HomeFinder computers access the Multiple Listing Service and search through ALL the information on every home listed in the entire area by every real estate company. Then, our computers sift and sort through every listing and match the homes that are available to your exact specifications and requirements. Then, our HomeFinder system automatically mails - or if you prefer - faxes you that information instantaneously!

As you receive information about homes you're interested in, you can compare and drive by the properties on your own, without having to deal with a real estate salesperson.

If you see something interesting just give us a call or e-mail and we will arrange an appointment with the seller to see the inside. We are a buyers broker. We represent you and will negotiate the best terms for you. Keep in mind we will pay your escrow fee to make it easier for you to purchase your home.

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